5 - Payables

(€ million) 31.12.2012 31.12.2011
Payables arising out of direct insurance operations 3.314 3.578
Payables arising out of reinsurance operations 646 725
Other payables 4.073 3.303
Payables to employees 982 954
Provision for defined benefit plans (employee severance pay) 103 108
Payables to clients and suppliers 1.023 1.122
Social security 149 157
Other payables 1.817 962
Total 8.033 7.607

The other payables, which amounted to € 204 million, were related to real estate activities and are mainly due within a year.