Net earned premiums

  Gross amount Reinsurers' share Net amount
(€ million) 31.12.2012 31.12.2011 31.12.2012 31.12.2011 31.12.2012 31.12.2011
Non-life earned premiums  22,724 22,677 -2,024 -2,014 20,700 20,662
Premiums written 22,988 22,970 -2,031 -2,032 20,958 20,937
Change in the provision for unearned premiums -264 -293 6 18 -258 -275
Life premiums 42,937 42,989 -799 -913 42,138 42,076
Total 65,662 65,666 -2,823 -2,928 62,838 62,739